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Our Services

JRBT offers a wide range of support for financial institutions, and all of it is based on the belief that it’s impossible to apply cookie-cutter solutions to every client. We know that each one has their own distinct strengths and areas of vulnerability. While we work with banks of all sizes, we’ve developed an especially strong connection with community banks, and we‘re proud to say that we serve ten percent of the community banks in Texas.

Here are just a few of the areas where we can help:

• Independent loan reviews
• Financial Institutions compliance
• Analysis of credit process efficiency
• Compliance services
• Regulatory support
• Evaluation of asset quality
• Loan administration procedures
• Allowance of loan loss methodology
• Pre-acquisition due diligence
• Ongoing training and education
• Holding company reporting and call report assistance
• Risk assessment

Loan Review Services

Loan review is one of our primary areas of specialization. Borrowers’ loans are reviewed for credit quality, compliance with the bank’s loan policy, and compliance with banking laws and regulations. We can also help you design and implement new and more intensified loan administration procedures. All of this is done with the intent of assessing and protecting the overall quality of your loan portfolio.

Compliance Services

Our Financial Institution Compliance division provides a comprehensive list of services to fit any institution’s needs. Our team of seasoned professionals hold highly recognized industry designations and serve as subject-matter experts in their field. Deciding on which area to focus your attention can leave you feeling overwhelmed. Speak to one of our compliance professionals today to guide you through the process.

List of Compliance Services:

  • Home Mortgage Disclosure Act (HMDA)
  • Bank Secrecy Act
  • Community Reinvestment Act (CRA)
  • Deposit Compliance
  • Lending Compliance
  • Fair Lending
  • Compliance Management System (CMS)
  • Fintech Due Diligence
  • Board and employee training
  • Risk assessment development
  • Staff Augmentation

To find out about other services provided by JRBT, such as audit, internal audit, and tax services, click here.